Supply chain payments

Users demand instant access when signing up for digital subscriptions (e.g., e-learning, SaaS, streaming). Delayed payment confirmation due to card holds or SEPA DDs leads to friction and churn.

On the other end, renewals often fail due to outdated mandates or insufficient funds, disrupting service and increasing support costs.

Integrate SRTP + SEPA Inst into the subscription lifecycle to enable:

1. Instant Access at Signup
   
   1. Issue an SRTP at checkout.
   2. User approves via SEPA Inst-payment settles within seconds, unlocking content immediately.
2. Proactive Renewal Control
   
   1. Send an automated Advance SRTP a few days before renewal.
   2. User confirms payment in advance, preventing failures and interruptions.
3. Seamless, Audit-Ready Process
   
   1. Transparent SRTP workflows with structured payment requests, full audit trails, and fewer support escalations.

1. Instant access upon signup = higher conversion
2. Fewer failed renewals = reduced involuntary churn
3. Improved user satisfaction and retention
4. Lower support costs, smoother operations

A user signs up for a digital learning platform through a subscription management provider. An SRTP for €25 is immediately issued at checkout. The user receives a mobile notification, approves the payment via SEPA Inst, and gains instant access to the platform.

Three days before their next billing cycle, an Advance SRTP is automatically sent. The user is notified, reviews the request, and confirms it in advance - ensuring uninterrupted access with no surprises.