Supply chain payments

Freelancers often wait 7-30 days for payments, affecting trust, retention, and liquidity - especially in cross-border contracts.

These delays are typically due to manual approvals, batch processing, or slow settlement methods such as wire transfers and international bank transfers.

This leads to:

1. Disrupted cash flow for freelancers
2. Increased support workload for platforms
3. Lower freelancer satisfaction and loyalty

As real-time expectations grow, payout speed is becoming a key competitive differentiator for freelance platforms.

Real-Time, Freelancer-Controlled Payouts via SRTP + SEPA Instant

Integrate SEPA Request to Pay (SRTP) and SEPA Instant Credit Transfer (SEPA Inst) into the platform’s payout infrastructure to enable:

1. Freelancer-initiated payment requests upon task completion, directly from the platform.
2. The client receives a structured Request to Pay and confirms the payment through their banking environment.
3. The payment is settled in real time via SEPA Inst, and funds are delivered to the freelancer within seconds.
4. The platform maintains automated tracking, audit trails, and branded workflows - reducing manual effort.

This solution allows platforms to offer fast, transparent payouts for cross-border freelancers, without relying on traditional batch transfers, wire payments, or manual invoicing cycles.

1. Instant freelancer payouts - no more 7-30 day waits
2. Improved freelancer trust, retention, and satisfaction
3. Reduced admin and support overhead for delayed payments
4. Competitive platform differentiation through fast payment feature

A freelance developer in Poland completes a project for a Dutch agency.

Through the platform, the freelancer sends a Request to Pay (SRTP) immediately upon task completion.

The agency receives the request and confirms payment via SEPA Instant Credit Transfer.

The funds are settled within seconds, and the freelancer is paid instantly - with the entire process tracked and recorded by the platform.